AFLAC

Aflac Voluntary Benefits Plans

Aflac's mission is to protect you against the unforeseen and to help you sleep well at night knowing you're covered.

Short Term Disability Insurance

If you are unable to work, who will pay your bills? Aflac offers short term disability insurance on an individual basis. You can choose the plan that is right for you based on the level of income you need to replace. 

No Medical Questionnaire is required for guaranteed-issue short-term disability coverage and you can transport your Aflac coverage with you if you move to a different job. 

You will get the payment you expect regardless of what other insurance benefits you may have, including SSI. There is no coordination of benefits. If you have another insurance, we will not reduce your payment. We will pay you directly, on a monthly basis, the full amount as specified in your insurance plan documents.

 Hospital Insurance

Aflac can help you with co-payments, out of pocket expenses and other expenses if you are out of work for a hospital stay. Health insurance typically covers a large portion of a hospital bill, but you may still have out of pocket expenses. And often, the hospital stay is not a planned expense. To understand the types of hospital insurance plans that Aflac offers, click here.
Accident Insurance
If you have an accident, who will cover the cost? If you participate in a sports league and have an accident that results in a broken arm, you will have out of pocket medical expenses that are not covered by your insurance, even if you have major medical insurance. These costs could be thousands of dollars. Thousands of dollars that you may not have. Contact us to learn more about how Aflac can help.
 Cancer Insurance
If you receive a cancer diagnosis, there will be unplanned financial costs that you will have to bear. If you have major medical, there will still be out of pocket medical expenses. Also you may need help with the cost of transportation to get to and from treatment, or with household activities that you may be too tired to do. You may also have lost income from being unable to work. Aflac can help to lighten the load. Depending on your choice, you could receive benefits that pay over time or a lump sum benefit which is paid upon initial diagnosis. Reach out to us to learn more about Cancer insurance with Aflac.
Critical Illness Insurance 
Critical illnesses can be life changing events, but you can get help with some of this burden so that you can focus on getting better. It is estimated that a heart attack could cost more than $100,000.1 Even with major medical insurance you could have an out of pocket expense of $20 to $50,000. Critical illness insurance can help you handle that cost without impacting your savings. Click here to learn more about critical illness insurance with Aflac.
 Life Insurance
Aflac offers term life whole life and juvenile life policies. Life insurance is a way to protect your loved ones from the financial burden of death. In addition to final expenses, there could be lost income to your family if a parent passes away unexpectedly. By taking action now, you can avoid this risk. To learn more about how much life insurance you should have and the different life insurance options that Aflac offers, click here.
Dental Insurance
Good dental health is important to your overall health. Aflac can provide you with affordable dental insurance payable directly to you. To learn more about dental insurance from Aflac, click here
Vision Insurance
Are the eyes the window to your soul? Maybe not but an eye exam can help spot problems beyond poor vision, including high blood pressure, diabetes, abnormal cholesterol. This Aflac insurance is only available through worksite payroll deduction. Ask your employer about providing this Aflac benefit.

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