We provide benefits with your security in mind

Protecting you and your family against uncertainty in life, health, home and work

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Why Risk Not Being Covered? 


There are affordable solutions out there and  MZ Benefit Solutions specializes in tailoring plans designed to meet your needs.

AFLAC

Aflac enables employers to offer their staff enhanced benefits which can make it easier to attract and retain employees.  It helps protect against unforeseen expenses.  Learn More

Long Term Care 

If you require long term care, you could be in for large financial hit. While you typically think of this for a senior citizen, a chronic illness or even an accident can put you in need of this.  Learn more

Health Plans

We offer a variety of health plans designed to meet your needs.  If you are a "single-preneur" or own a small business, we call help you.  Learn More 

Life Insurance

If you pass away unexpectedly, what will happen to those you've left behind.  With life insurance, you can receive a guaranteed payment of a fixed sum with the payment of routine premiums.  Learn More

Retirement

Income is an important concern for those who have retired. Click here to learn more about how the services that I offer can help. Learn More

Annuities

Annuities provide a guaranteed fixed annual payment that can be very helpful. Learn more about how they work from me.

About MZ Benefit Solutions


MZ Benefit Solutions provide a broad range of insurance solutions that can work for you whether you are just starting out, have a growing family, are looking at putting your kids through college, or are thinking about retiring.

Because we have multiple offerings from different  companies, we have more flexibility than a company that focuses only on one brand.

Michele Zaccone, owner of MZ Benefit Solutions, is able to help you protect your life, health, and home with alternative solutions to the often high cost solutions that are commonly available.  With over 20 years experience in the field , Michele is well-versed in all areas of insurance.


Contact Michele for a Quote!

Testimonials


Dear Aflac,

About a year ago, we learned that we would be having twins!

Not long after that, we met with Mary Nosbush, our Aflac insurance agent. She advised us that the Aflac hospital confinement and hospital intensive care insurance policies we had in place would be very helpful if the babies were born early or required any extra care.

Sure enough, the babies were delivered several weeks early and both required two weeks in the neonatal intensive care unit in a hospital many miles from our rural home. Mary met us at the hospital before the babies came home and helped us request the paperwork to get the claims filed.

Like many young families, we have health insurance with a high deductible in order for it to be affordable. The benefits from our Aflac policies helped cover our out-of-pocket expenses, not to mention incidental expenses incurred while at the hospital.

We recommend Aflac to our family and friends.

Brandon and Savanah Efraimson


Dear Aflac,

When I was diagnosed with breast cancer in November 2015, I was devastated! Surgeries, multiple doctor visits, chemotherapy, radiation, scans, X-rays, volumes of lab work, pathology reports – it was all so frightening and overwhelming and expensive. In the midst of my storm, there was my Aflac agent, Dawny Ginter ("the Aflac lady" as the guys in our office call her), with a stuffed Aflac Duck wearing a pink ribbon, a hug and some guidance on filling out claim forms.

I signed up for online access to my Aflac insurance policies, followed the easy directions and registered for direct deposit right there on the website. I uploaded the required documents, and literally the next day, my benefit check was in my account. The next day! The website is simple to navigate, documents are easy to upload and payment is very quick. My Aflac benefits helped with deductibles, copays, prescriptions and countless other items.

Cancer patients need support in ways that one could never imagine. My experience with Aflac has given me just that – help with mounting medical bills and support from a special lady that I can call a friend.

Today, I am a two-year cancer survivor! Thank you, Aflac. And a special thank you to Dawny for being such a positive part of my journey.

Danese Daniel 
Gulfport, Mississippi 
 


Contact Us

Call now 973-250-0314

31 Calstan Place
Clifton, New Jersey 07013
michele31c70@gmail.com

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